The Union Plus Credit Card Program from Capital One®

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Built for Union Members.
Backed by Union Members.

NATCA Credit Card

90% of cardholders surveyed recommend Union Plus Credit Cards.1

All Cards Include:

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Choose the card that's right for you.

Which Credit Level Best Describes You?

These are only guidelines to help you narrow your selection, and additional factors from your application and credit history will also be considered. You may meet these criteria and still be declined. Please review the product disclosures on the card application for additional information about eligibility.

All cards include these features and benefits:

For more information or to apply over the phone:

1-800-522-4000

Cardholder reviews

90% of cardholders surveyed recommend Union Plus Credit Cards.1

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Credit approval required for all products

Cash Rewards Purchase and Transfer APR: 0% intro rate for the first 12 months from account opening date; 13.9%, 19.9% or 23.74% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of each transfer amount that posts to your account within the first 12 months.

Rate Advantage Purchase and Transfer APR: 0% intro rate for the first 15 months from account opening date; 11.9%, 17.9% or 21.9% variable thereafter, based on your creditworthiness. Transfer Fee: 3% of each transfer amount that posts to your account within the first 15 months.

Primary Access Purchase APR: 24.24% variable APR. Transfer APR: 24.24% variable. Transfer Fee: None.

Terms applicable to Cash Rewards, Rate Advantage and Primary Access Cards: Cash Advance APR: 24.99% variable. Penalty APR: 25.99% variable. Variable APRs will vary with the market, based on the Prime Rate APRs. Cash Advance Fee: greater of 4% of each cash advance amount or $10. Minimum Interest Charge: $1.00. We may end your Introductory APRs and apply the Penalty APR if you make a late payment.

1Email survey of Union Plus Credit Cardholders conducted in February 2017 by Union Plus. 18,037 responders; 16,293 answered “Yes” when asked, “Would you recommend the Union Plus Credit Card Program?”

2 Benefits Limitations: These hardship assistance grants are provided and administered through the AFL-CIO Mutual Benefit Plan (“The Plan”). Grant amounts can range from $300 to $2,700 and vary by grant type. Specific eligibility criteria may vary by grant type. Certain restrictions, limitations, and qualifications apply, including (but not limited to):

Additional information about these hardship assistance grants and eligibility criteria can be obtained at UnionPlus.org/Assistance or by calling Union Privilege at 202-293-5330. Cardmembers will receive full details when they receive their card. Certain administrative responsibilities for the Plan have been delegated to Union Privilege. Union Privilege is the non-profit organization established to create and oversee member benefit programs for working families. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard or Capital One, N.A.

3Certain terms, conditions, and exclusions apply. Contact 1-800-622-7747 for complete coverage terms and conditions.


All trademarks or trade names are properties of their respective owner. The Union Plus Credit Cards are issued by Capital One, N.A. Mailing address: Card Services, 2012 Corporate Lane, Suite 108, Naperville, IL 60563.


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